401k Maximum Contribution 2024 Plus Catch Up Calculator. Free 401k calculator to plan and estimate a 401k balance and payout amount in retirement or help with early withdrawals or maximizing employer match. For those with a simple 401(k) plan, the maximum deferral amount in 2024 its $16,000.

The irs sets a limit on how much can be put into a 401(k) plan every year, also known as an annual contribution limit. For 2024, this contribution limit is set at $23,000.